What tech has the fastest ROI?

Smart plugs have the fastest payback — under $10 and save $3-5/month when used on energy-wasting devices. Smart sprinkler controllers have the largest total savings.

Do insurance companies really give dash cam discounts?

Many do. Progressive, State Farm, and others offer discounts or reduced rates for dash cam users. Check with your specific insurer for their policy.

Best Tech That Pays for Itself 2026